Does Credit Repair Work?


What is credit repair anyway? Credit repair, debt dispute, or Debt validation is a powerful tool you can use fight back against abusive debt collectors. Under the Fair Debt Collection Practices Act sec. g 15 U.S.C. §1692g (FDCPA) and Fair Credit Credit Reporting Act you have the right to proof that the debt is valid Read about your rights under […]

Black Men & Razor Bumps

Health & Beauty

Pseudofolliculitis barbae, a scientific term better known as razor bumps, are those horrible scars that appear in the beard areas on the faces of many African-American men. While they can difficult to eliminate, it is not impossible. This article explains how. The Cause After a hair has been shaved, it begins to grow back. Curly […]

A Gay Black Men in The Philippines

Personal Stories

In case you didn’t read the title this article is about being a gay black man in the Philippines. I want to make a disclaimer that this is based on my (Jovanne’s) experiences and is my perspective only. I make no claim to represent the opinions of anyone other than myself. With that lets get […]

Earn Extra Change


You Got This! As discussed in a previous article most brothas and sistas that get in debt don’t do it because they shop too much they rely on credit just to survive. So really the solution here is that you need more money. There are several ways to get some extra cash to help you pay […]

Meet The Black Trans Woman Who Voted for Trump


Meet Maykayla an office assistant from Hallendale Florida. More importantly she is a black trans woman who voted for Donald Trump and says she would do it again. Here is her interview:   The Interview Why? So as a transgendered black woman I’m sure you know many people will consider it a contradiction that you’re […]

Payday Loan Alternatives


The Truth About Payday Loans What is the truth about payday loans? Within the credit industry, no one is more reviled than the payday loan companies. They are notorious for high interest rates and for bamboozling consumers into a self-destructive cycle of debt from which they will never recover. The payday lending companies say they […]